Educational Purpose
CardCalc365 provides general credit-card calculations and educational information. It is not a bank, lender, card issuer, credit counselor, financial adviser, or provider of individualized financial advice.
Estimates
Results are estimates based on user inputs and simplified assumptions. Actual account results can differ because of daily interest calculations, transaction categories, fees, payment allocation, grace periods, promotional rates, changing APRs, new purchases, and other contractual terms.
No Credit Offer or Recommendation
Nothing on this website is an offer of credit, approval, quote, recommendation, or instruction to select a particular financial product or repayment strategy.
User Responsibility
Users should review their card agreements, issuer statements, and applicable account terms before making financial decisions.
Third Parties
The website may contain third-party links or advertisements. CardCalc365 does not control third-party products, services, claims, websites, or policies.
Limitation of Liability
To the fullest extent permitted by law, CardCalc365 and its owner are not liable for losses or damages arising from use of or reliance on this website.
Changes
These Terms may be updated from time to time.
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